Here at Alamosa Credit Union we offer a variety of products and services to meet your financial needs

Share account
• Low minimum balance required $25.00
• Competitive dividend rate paid quarterly

Share Drafts Account
• Minimum of $100.00 to open
• Non-interest bearing
• No monthly service fees
• Ability to order checks from Liberty Checks

Share Certificate Accounts
• Minimum $500.00 to open
• Terms of 3 months, 6 months, 12 months, 18 months and 24 months
• Competitive rates paid on certificates

Share Secured Loans
• Member borrows against their shares or share certificate at lower rate
• Term 1 – 60 months with interest rate of 6.50%
• Term over 60 months with interest rate of 7.00%

Signature Loans
• Member may be eligible for up to 10% of their gross income on a signature loan
• Terms 12 months up to 48 months
• Interest rates based on credit score

One Time Pay Loans
• Member must show means of being able to pay back a one time pay loan
• Terms up to 12 months
• Interest of 14.00%

New Auto Loans
• Finance 100% of purchase price or retail price of NADA
• Terms up to 72 months under $28,000.00
• Terms up to 84 months over $28,000.00
• Interest rates based on credit score

Used Auto Loans
• Finance a percentage of the average retail price of the NADA
• Terms up to 72 months based on the year of the vehicle
• Interest rates based on credit score

Classic Auto Loans
• Finance 80% of appraised value or NADA
• Terms up to 60 months
• Interest rates based on credit score

New Boats/Motorcycles/ATV’s
• Finance 100% of purchase price or retail price of NADA
• Terms up to 72 months
• Interest rates based on credit score

Used Boats/Motorcycles/ATV’s
• Finance 80% of purchase price or appraised value
• Terms up to 60 months
• Interest rates based on credit score

New Recreational Vehicles/Campers
• Finance 100% of purchase price or retail price of NADA
• Terms up to 60 months under $15,000.00
• Terms up to 84 months from $15,000.00 to $25,000.00
• Terms up to 120 months over $25,000.00
• Interest rates based on credit score

Used Recreational Vehicles/Campers
• Finance 80% of purchase price or NADA price
• Terms up to 60 months
• Interest rates based on credit score

New Mobile Homes/Modulars
• Finance 80% of purchase price or appraised value
• Terms up to 180 months
• Interest rates based on credit score

Used Mobile Homes/Modulars
• Finance 75% of purchase price or appraised value
• Terms up to 60 months
• No homes older than 15 years
• Interest rates based on credit score

Rapid Refund Loans
• Copy of income tax returns
• Terms up to 6 months
• Interest rate 15%

Heavy Equipment Loans
• Finance 80% of the purchase price or appraised value
• Payments can be monthly, quarterly or yearly
• Terms up to 72 months
• Interest rates from 8.00% to 11.00%

Real Estate Loans
• Finance 80% of the appraised value
• Terms up to 180 months ( may request longer term) and on a five year balloon
• Interest rate 7.00%

• Money Orders/Credit Union Checks
• Notary Service
• Western Union
• Bank/Credit Union wires
• ACH Origination
• ACH Receiving
• Direct Deposit
• Postage Stamps